Path To Home Ownership

Path To Home Ownership

How Pre-Qualification Works

Start Free

Get Pre-Qualified Now for Free

Tell us about your situation and we'll show you which level of the Path to Home Ownership you may be able to start at.

  • No credit score required
  • No bank pre-approval needed
  • No fee
  • It only takes a few minutes
Get My Free Pre-Qualification

Find Your Starting Point. Home Ownership is Possible.

Platinum — Home Ownership

Platinum

Home Ownership

The keys are yours.

You May Qualify If You Have

  • Dependable income
  • Down payment available
  • Verifiable income (2 years preferred)
  • No open evictions
  • All credit backgrounds accepted

What You Get

  • Traditional financing (FHA, VA, Conventional)
  • Lower interest rates and monthly payments
  • Long-term homeownership
The keys are yours.
Gold — In-House Financing

Gold

In-House Financing

More opportunity. More ownership.

You May Qualify If You Have

  • Dependable income
  • 10% down payment or more
  • Self-employed welcome
  • No open evictions
  • Credit challenges okay

What You Get

  • In-house financing
  • Fixed monthly payments
  • Interest and tax write-offs
  • Builds equity from day one
More opportunity. More ownership.
Silver — Rent to Own

Silver

Rent to Own

Turn rent into ownership.

You May Qualify If You Have

  • Dependable income
  • Option fee available (3.7% – 5%)
  • Savings for the option fee
  • Self-employed welcome
  • No open evictions
  • Credit challenges okay

What You Get

  • Move in with the option to purchase (up to 3 years)
  • Earn monthly credits (~$100/mo) toward your down payment
  • Locked-in price with capped increases
Turn rent into ownership.
Bronze — Rent With Purpose

Bronze

Rent With Purpose

Build your foundation.

You May Qualify If You Have

  • Dependable income
  • Ability to pay monthly rent
  • Self-employed welcome
  • No open evictions
  • Credit challenges okay

What You Get

  • Renter with a clear path to ownership
  • Build positive rental history
  • A portion of rent may be credited toward a future purchase
  • Opportunity to move up levels later
Build your foundation.

Don't see a clear match? If we can't confidently assign a level, your application goes to Additional Review — never a rejection. We'll reach out to learn a little more before placing you.

How It Works

Three simple steps from questions to your starting point.

  1. 1

    Complete Free Pre-Qualification

    Tell us about your goals, household, income, and history. It only takes a few minutes, and there's no fee.

  2. 2

    See Your Results

    We'll show you which level of the Path to Home Ownership you may be able to start at — Platinum, Gold, Silver, or Bronze.

  3. 3

    Move Forward If You're Ready

    If you choose to continue, the next step is a $60 application verification and background check — then on to Part 2.

You can move up levels over time — your starting point is just the beginning.

Ready to Find Your Starting Point?

It's free, it only takes a few minutes, and there's no credit score or bank pre-approval required to get your preliminary result.

Get My Free Pre-Qualification

Start Your Path to Home Ownership Today.